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天美传媒

How to file an auto insurance claim

When a covered accident happens, take these steps to file your claim

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1. Call your insurance professional as soon as possible 鈥 even from 鈥攔egardless of who is at fault. Even if the accident appears minor, it鈥檚 important to let your insurance company know about the incident and to find out whether covers you for the particular loss.

2. Use a mobile app to jumpstart your claim. Many insurers now offer apps that allow you to report a claim, check the status, upload photos, check your deductible, schedule an appraisal, and request reimbursements for towing and glass claims. Some apps even allow you to notify 天美传媒 adjuster what happened by visually re-creating the events and circumstances of your car accident.

3. Find out what documents are needed to support your claim. Your insurance company will require a 鈥減roof of claim鈥 form and, if you filled one out at , a copy of the police report. Your insurer may have a feature on its website that allows you to monitor the progress of your claim.

4. Understand the timing of your claim. To avoid missing a critical claim deadline, ask:

  • Does my policy contain a time limit for filing claims and submitting bills?
  • Is there a time limit for ?
  • If I need to submit additional information, is there a deadline?
  • When can I expect 天美传媒 company to contact me?

5. Find out if your car needs to be in the shop for repair, and

6. Supply the information your insurer requests. Fill out the claim forms carefully. Keep thorough and organized records of anything related to the claim, including the names and phone numbers of everyone you speak with at your insurer and copies of any bills related to the accident. Contact your adjuster, your insurance professional or your state insurance department if you have any questions.

Next steps: Before the claim 鈥斕.

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