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天美传媒

Hurricane Irma Likely to Make Landfall in Florida or the Southeast U.S.; Devastating Winds and Storm Surge Expected

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FOR IMMEDIATE RELEASE I.I.I. New York Press Office: 212-346-5500; media@iii.org CSU Press Office: 970-491-7099; anne.manning@colostate.edu

NEW YORK, September 6, 2017 鈥 Hurricane Irma made landfall on several of the northern Leeward Islands over the past 24 hours and is now tracking northwestward towards Puerto Rico. It also is looking more likely to make landfall along the Florida coast or the Southeast U.S. as a major hurricane鈥攖he second major storm to hit the United States in about two weeks. (I.I.I.) subject matter experts are available to assist reporters with questions on insurance coverage, 天美传媒 industry鈥檚 disaster response and how this storm differs from Harvey.

鈥淚rma is currently one of the strongest Atlantic storms on record, packing maximum sustained winds of 185 mph. The only hurricane in the Atlantic that has been stronger than Irma was Hurricane Allen in 1980,鈥 said , meteorologist in the Department of Atmospheric Science at (CSU) and a nonresident scholar with the I.I.I. 鈥淟ow vertical wind shear (the change in wind direction with the height of the atmosphere) and warmer than normal sea surface temperatures were the perfect recipe for this extraordinarily strong storm,鈥 he noted.

鈥淚t is likely this storm will be more of a wind event than a flood event,鈥 said I.I.I. CEO . 鈥淲e urge anyone in the path of the storm to listen to local authorities, while also doing what is needed to prepare, such as reinforcing windows with shutters and taking a home inventory, if time permits. If you have to evacuate, bring your financial documents, including your insurance policy, so you can start the claims process once the storm has passed,鈥 said Kevelighan. 鈥淜eep in mind, the more prepared you are, the greater the potential to be more resilient and withstand damage.鈥

Top 10 Costliest Hurricanes In The United States (1)

($ millions)

Estimated insured loss
Rank Year Hurricane Dollars when occurred In 2024 dollars (2)
1 2005 Hurricane Katrina $65,000 $104,471
2 2022 Hurricane Ian 54,000 57,231
3 2021 Hurricane Ida 36,000 41,540
4 2012 Hurricane Sandy 30,000 40,939
5 2017 Hurricane Harvey 30,000 38,571
6 2017 Hurricane Irma 30,050 38,432
7 2017 Hurricane Maria 29,511 37,743
8 1992 Hurricane Andrew 16,000 35,845
9 2008 Hurricane Ike 18,200 26,259
10 2024 Hurricane Milton 20,000 20,000

(1) Includes Puerto Rico and the U.S. Virgin Islands and losses sustained by private insurers and government-sponsored programs such as the National Flood Insurance Program. Subject to change as loss estimates are further developed. As of January 2025.
(2) Adjusted for inflation by Aon using the U.S. Consumer Price Index.

Source: Aon.

View Archived Tables

Wind damage from tropical storms and hurricanes is covered under standard homeowners, renters and business insurance policies. Flood damage is excluded under standard home and business policies. Separate flood coverage can be purchased from FEMA鈥檚 (NFIP) and some private insurers.

Damage to cars from tropical storms and hurricanes is covered under the available with a standard auto insurance policy. Nearly four out of five drivers . Comprehensive coverage for automobiles includes wind damage, flooding and damage from falling objects, such as tree limbs.

As Hurricane Irma prepares to make landfall, the number one priority is public safety. Mandatory evacuations are already in place in parts of Florida. Heeding evacuation orders is imperative. The I.I.I. recommends that Floridians recall the lessons from Hurricane Andrew in 1992 and Wilma in 2005. Not only can high winds be deadly; storm surge is also a serious threat to human life. Residents near coastal areas and inland bodies of water should have a plan for evacuating from flood-prone areas鈥攁nd be ready to put that plan into action.

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