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For immediate release
Janet Ruiz, Director, Strategic Communication,Ìý707-490-9365 (California),Ìýjanetr@iii.org
Michael Barry, Head of Media and Public Affairs, 917-923-8245, (New York),Ìýmichaelb@iii.org Ìý

NEW YORK, NY, July 5, 2019—Reporters covering the aftermath ofÌý, with its epicenter near Ridgecrest, Calif., should contact theÌýInsurance Information InstituteÌý(I.I.I.) for insights, analysis and interviews.

Standard condominium, homeowners, mobile home, andÌýrenters insuranceÌýpolicies doÌýnotÌýcover earthquake-caused property damage.ÌýEarthquake coverage for residences is available in the form of a separate policy or an endorsement from most private insurers and, in California, from theÌýÌý(CEA).

Ìýwill, however, generally cover losses from a fire following an earthquake and, if such a fire makes your home unlivable, cover the additional living expenses incurred while you live elsewhere during repairs.

Businesses must also purchase a separateÌýcommercial earthquake insurance policyÌýfor their properties to be covered for earthquake-caused damage and for any lost income due to a quake.

Cars are covered for earthquake-caused damage under theÌýoptional comprehensiveÌýpart of an auto insurance policy.Ìý

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• Issues Updates:Ìý
• Facts and Statistics:Ìý
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The I.I.I. has a full library of educational videos on itsÌý. Information about I.I.I. mobile apps can be foundÌýhere.

THE I.I.I. IS A NONPROFIT, COMMUNICATIONS ORGANIZATION SUPPORTED BY THE INSURANCE INDUSTRY.

Insurance Information Institute, 110 William Street, New York, NY 10038; (212) 346-5500;Ìý