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For immediate release
Florida Press Office: 904-806-7813,��markf@iii.org

SAINT JOHNS, Fla., July 31, 2020��–��Hurricane Isaias is����as it approaches South Florida on Saturday and has the potential to cause property damage and flooding along Florida’s Atlantic Coast from Miami to Jacksonville.

The storm is then expected to head north where it could impact coastal areas from Georgia to Maine and remain a hurricane through Tuesday, Aug. 4.��

Isaias is the earliest “I” storm on record in the Atlantic basin and could become the second hurricane to make a U.S. landfall this season. Hanna was the first, having made landfall in Texas on July 25. According to the National Hurricane Center, threats from Isaias include torrential rain, damaging winds, life-threatening storm surge and flash flooding, isolated tornadoes and power outages.

Impacts caused by Isaias are covered under different insurance policies, according to the����(�հ��������-��).

Wind-caused property damage is covered under standard��,�������Ի�����policies. Renters’ insurance covers a renter’s possessions while the landlord insures the structure.

Property damage to a home, a renter’s possessions, and a business – resulting from a flood – is generally covered under����(NFIP) policies, if the homeowner, renter or business has purchased one. Several private insurers also offer flood insurance.

Private-passenger vehicles damaged or destroyed by either wind or flooding are����of an auto insurance policy. Nearly 80 percent of U.S. drivers choose to purchase comprehensive coverage.

Through its����and the organization’s other educational materials, the Triple-I offers the following preparedness tips to coastal residents from Florida to Maine. Review����and, if you have a pet,��.

• Write down the name and phone number of your insurer and insurance professional��and keep this information either in your wallet or purse
• Purchase emergency supplies, such as batteries and flashlights
• Prepare your yard��by removing all outdoor furniture, lawn items, planters and other materials that could be picked up by high winds
• Fill your car's gasoline tank��because long gas lines and fuel shortages often follow in areas impacted by a tropical cyclone��

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The Triple-I has a full library of educational videos on its��. Information about Triple-I mobile apps can be found��.