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Earthquake Insurance, Direct Premiums Written by State, 2023 (1)

($000)

Rank State Direct premiums written ($000)
1 California $3,472,618
2 Washington   420,752
3 Oregon 189,290
4 Missouri 146,238
5 Utah 138,366
6 Tennessee 134,143
7 New York 131,319
8 Illinois 127,419
9 Texas 77,228
10 Nevada 71,299
11 South Carolina 69,430
12 Florida 65,188
13 Indiana 59,398
14 Kentucky 59,182
15 Arkansas 58,443
16 Alaska 56,092
17 Massachusetts 55,060
18 Ohio 47,450
19 New Jersey 39,517
20 Pennsylvania 37,478
21 Virginia 32,330
22 Hawaii 31,302
23 Georgia 31,175
24 Mississippi 30,270
25 Arizona 26,439
26 North Carolina 25,633
27 Colorado 20,768
28 Maryland 19,515
29 Oklahoma 19,433
30 Michigan 14,714
31 Alabama 13,743
32 Wisconsin 13,447
33 Connecticut 12,487
34 Montana 10,752
35 Idaho 10,584
36 Kansas 10,524
37 Louisiana 9,833
38 Iowa 9,197
39 Minnesota 8,569
40 Wyoming 7,676
41 Washington, DC 5,877
42 New Mexico 5,722
43 New Hampshire 5,186
44 Rhode Island 4,546
45 Nebraska 3,550
46 Maine 3,115
47 West Virginia 3,009
48 Delaware 2,278
49 Vermont 1,917
50 South Dakota 1,136
51 North Dakota 971
  United States $5,851,605
(1) Includes the California Earthquake Authority, a state fund. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.