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Top 10 Most Significant Flood Events By National Flood Insurance Program Payouts (1)

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Rank Date Event Number of paid losses Amount paid ($ millions) when occurred Amount paid ($ millions) in 2024 dollars Average paid loss in 2024 dollars
1 Aug. 2005 Hurricane Katrina 168,200 $16,330  $26,247  $156,046 
2 Oct. 2012 Superstorm Sandy 132,800 8,967 12,236 92,139 
3 Sep. 2017 Hurricane Harvey 77,100 9,015 11,591 150,337 
4 Sep. 2022 Hurricane Ian 48,000 4,300 4,555 94,896 
5 Sep. 2008 Hurricane Ike 46,900 2,711 3,911 83,390 
6 Aug. 2016 Louisiana severe storms and flooding 27,600 2,522 3,305 119,746 
7 Sep. 2004 Hurricane Ivan 31,000 1,671 2,778 89,613 
8 May 2001 Tropical Storm Allison 30,900 1,110 1,968 63,689 
9 Aug. 2011 Hurricane Irene 43,800 1,344 1,873 42,763 
10 Sep. 2024 Hurricane Helene 43,700 1,779 1,779 40,709 
(1) Defined by the National Flood Insurance Program as an event that produces at least 1,500 paid losses, since 1978.  As of January 2025. Source: Federal Emergency Management Agency (FEMA) National Flood Insurance Program (NFIP) data; analysis courtesy of Aon.