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Top 10 Most Expensive And Least Expensive States For Auto Insurance, 2022 (1)

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Rank Most expensive states Average expenditure Rank Least expensive states Average expenditure
1 Florida $1,624.77 1 North Dakota $728.89
2 Louisiana 1,557.85 2 Maine 757.65
3 New York 1,548.58 3 Idaho 772.31
4 District of Columbia 1,501.94 4 Iowa 776.25
5 Rhode Island 1,428.12 5 Vermont 793.38
6 New Jersey 1,413.04 6 Wisconsin 809.42
7 Georgia 1,344.62 7 Indiana 814.21
8 Michigan 1,319.15 8 South Dakota 822.14
9 Nevada 1,299.66 9 Ohio 832.34
10 Delaware 1,296.13 10 North Carolina 840.24
(1) Based on average automobile insurance expenditures. Source: National Association of Insurance Commissioners (NAIC). Further reprint or distribution strictly prohibited without written permission of NAIC.