CREDIT INSURANCE, 2004-2008 (1)
2004 |
$1,053,996 |
21.2% |
2005 |
1,206,020 |
14.4 |
2006 |
1,398,762 |
16.0 |
2007 |
1,768,912 |
26.5 |
2008 |
1,690,667 |
-4.4 |
|
(1) Before reinsurance transactions, excluding state funds.听听听聽
听听听
Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.听听听
听听听
CREDIT INSURANCE, 2000-2009
2000 |
$588,566 |
5.3% |
79.4 |
5.7 pts. |
2001 |
575,214 |
-2.3 |
90.7 |
11.4 |
2002 |
703,038 |
22.2 |
104.6 |
13.8 |
2003 |
568,502 |
-19.1 |
98.6 |
-6.0 |
2004 |
806,372 |
41.8 |
96.4 |
-2.2 |
2005 |
936,101 |
16.1 |
82.2 |
-14.2 |
2006 |
1,090,144 |
16.5 |
86.2 |
4.0 |
2007 |
1,405,439 |
28.9 |
129.2 |
43.0 |
2008 |
1,413,313 |
0.6 |
170.6 |
41.4 |
2009 |
1,224,472 |
-13.4 |
140.8 |
-29.8 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC. 聽聽
CREDIT INSURANCE, 2001-2010
2001 |
$575,214 |
-2.3% |
90.7 |
11.4 pts. |
2002 |
703,038 |
22.2 |
104.6 |
13.8 |
2003 |
568,502 |
-19.1 |
98.6 |
-6.0 |
2004 |
806,372 |
41.8 |
96.4 |
-2.2 |
2005 |
936,101 |
16.1 |
82.2 |
-14.2 |
2006 |
1,090,144 |
16.5 |
86.2 |
4.0 |
2007 |
1,405,439 |
28.9 |
129.2 |
43.0 |
2008 |
1,413,313 |
0.6 |
170.6 |
41.4 |
2009 |
1,224,472 |
-13.4 |
140.8 |
-29.8 |
2010 |
1,344,776 |
9.8 |
127.2 |
-13.6 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2002-2011
2002 |
$703,038 |
22.2% |
104.6 |
13.8 pts. |
2003 |
568,502 |
-19.1 |
98.6 |
-6.0 |
2004 |
806,372 |
41.8 |
96.4 |
-2.2 |
2005 |
936,101 |
16.1 |
82.2 |
-14.2 |
2006 |
1,090,144 |
16.5 |
86.2 |
4.0 |
2007 |
1,405,439 |
28.9 |
129.2 |
43.0 |
2008 |
1,413,313 |
0.6 |
170.6 |
41.4 |
2009 |
1,224,472 |
-13.4 |
140.8 |
-29.8 |
2010 |
1,344,776 |
9.8 |
126.9 |
-13.9 |
2011 |
1,490,132 |
10.8 |
94.3 |
-32.6 |
|
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2003-2012
2003 |
$640,580 |
-11.0% |
92.3 |
-9.9 pts. |
2004 |
806,381 |
25.9 |
96.9 |
4.5 |
2005 |
936,108 |
16.1 |
81.1 |
-15.8 |
2006 |
1,090,145 |
16.5 |
86.0 |
4.9 |
2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2004-2013
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2004 |
$806,381 |
25.9% |
96.9 |
4.5 pts. |
2005 |
936,108 |
16.1 |
81.1 |
-15.8 |
2006 |
1,090,145 |
16.5 |
86.0 |
4.9 |
2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
CREDIT INSURANCE, 2005-2014
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2005 |
$936,108 |
16.1% |
81.1 |
-15.8 pts. |
2006 |
1,090,145 |
16.5 |
86.0 |
4.9 |
2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC.
Credit Insurance, 2006-2015
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2006 |
$1,090,145 |
16.5% |
86.0 |
4.9 pts. |
2007 |
1,405,444 |
28.9 |
129.3 |
43.4 |
2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Credit Insurance, 2007-2016
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2007 |
$1,405,444 |
28.9% |
129.3 |
43.4 |
2008 |
1,413,313 |
0.6 |
171.0 |
41.6 |
2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Credit Insurance, 2008-2017
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2008 |
$1,413,313 |
0.6% |
171.0 |
41.6 pts. |
2009 |
1,224,474 |
-13.4 |
140.8 |
-30.2 |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
2017 |
1,221,008 |
9.2 |
90.8 |
-1.4 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Credit Insurance, 2009-2018
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2009 |
$1,224,474 |
-13.4% |
140.8 |
- 30.2 pts. |
2010 |
1,344,766 |
9.8 |
127.2 |
-13.6 |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
2017 |
1,221,008 |
9.2 |
90.8 |
-1.4 |
2018 |
1,511,025 |
23.8 |
93.6 |
2.9 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Credit Insurance, 2010-2019
Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
2010 |
$1,344,766 |
9.8% |
127.2 |
-13.6 pts. |
2011 |
1,490,135 |
10.8 |
94.5 |
-32.7 |
2012 |
1,457,796 |
-2.2 |
91.3 |
-3.2 |
2013 |
1,167,315 |
-19.9 |
74.9 |
-16.4 |
2014 |
1,191,026 |
2.0 |
74.7 |
-0.1 |
2015 |
1,070,048 |
-10.2 |
76.5 |
1.8 |
2016 |
1,118,611 |
4.5 |
92.1 |
15.6 |
2017 |
1,221,008 |
9.2 |
90.8 |
-1.4 |
2018 |
1,511,025 |
23.8 |
93.6 |
2.9 |
2019 |
1,860,939 |
23.2 |
84.8 |
-8.9 |
|
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.