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Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2023 (1)

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  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
Alabama 18,832 38 18,870 $7,246,526 $37,866
Mississippi 13,487 287 13,774 3,259,961 42,373
North Carolina 243,323 10,931 254,254 125,704,222 597,989
South Carolina 15,320 982 16,302 7,089,560 60,126
Texas 247,965 9,193 257,158 95,677,314 653,043
Total 538,927 21,431 560,358 $238,977,583 $1,391,397
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans, see chart, Insurance Provided By FAIR Plans By State. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).