| Lines of insurance |
2005 |
2006 |
2007 |
2008 |
Percent change 2005-2006 |
Percent change 2006-2007 |
Percent change 2007-2008 |
Percent of total, 2008 |
| Private passenger auto |
|
|
|
|
|
|
|
|
| Liability |
$94,653.8 |
$95,326.7 |
$94,981.7 |
$94,525.6 |
0.7% |
-0.4% |
-0.5% |
21.5% |
| Collision and comprehensive |
64,934.2 |
65,127.3 |
64,706.0 |
64,036.5 |
0.3 |
-0.6 |
-1.0 |
14.6 |
| Total private passenger auto |
159,588.0 |
160,454.0 |
159,687.7 |
158,562.1 |
0.5 |
-0.5 |
-0.7 |
36.0 |
| Commercial auto |
|
|
|
|
|
|
|
|
| Liability |
19,847.1 |
19,704.3 |
18,975.7 |
17,828.5 |
-0.7 |
-3.7 |
-6.0 |
4.1 |
| Collision and comprehensive |
6,951.2 |
6,949.4 |
6,656.9 |
5,988.6 |
0.0 |
-4.2 |
-10.0 |
1.4 |
| Total commercial auto |
26,798.3 |
26,653.6 |
25,632.6 |
23,817.0 |
-0.5 |
-3.8 |
-7.1 |
5.4 |
| Fire |
7,937.3 |
9,364.8 |
9,765.3 |
9,908.5 |
18.0 |
4.3 |
1.5 |
2.3 |
| Allied lines |
5,945.8 |
6,590.1 |
6,964.8 |
7,688.7 |
10.8 |
5.7 |
10.4 |
1.7 |
| Multiple peril crop |
2,234.6 |
2,828.1 |
3,649.0 |
5,077.6 |
26.6 |
29.0 |
39.2 |
1.2 |
| Federal flood (2) |
12.3 |
43.1 |
16.5 |
2.3 |
250.0 |
-61.6 |
-86.4 |
(3) |
| Farmowners mutliple peril |
2,267.7 |
2,310.7 |
2,423.9 |
2,586.8 |
1.9 |
4.9 |
6.7 |
0.6 |
| Homeowners multiple peril |
53,016.2 |
55,828.1 |
57,065.6 |
57,369.5 |
5.3 |
2.2 |
0.5 |
13.0 |
| Commercial multiple peril |
29,695.8 |
31,850.1 |
31,336.8 |
30,119.1 |
7.3 |
-1.6 |
-3.9 |
6.8 |
| Mortgage guaranty |
4,454.7 |
4,565.9 |
5,192.1 |
5,371.9 |
2.5 |
13.7 |
3.5 |
1.2 |
| Ocean marine |
2,948.3 |
3,133.4 |
3,261.2 |
3,097.2 |
6.3 |
4.1 |
-5.0 |
0.7 |
| Inland marine |
8,251.5 |
9,216.5 |
9,795.6 |
9,407.9 |
11.7 |
6.3 |
-4.0 |
2.1 |
| Financial guaranty |
2,014.5 |
2,163.3 |
3,038.9 |
3,171.6 |
7.4 |
40.5 |
4.4 |
0.7 |
| Medical malpractice |
9,734.8 |
10,378.3 |
9,958.5 |
9,521.1 |
6.6 |
-4.0 |
-4.4 |
2.2 |
| Earthquake |
1,106.4 |
1,315.5 |
1,261.4 |
1,258.6 |
18.9 |
-4.1 |
-0.2 |
0.3 |
| Accident and health (4) |
9,573.8 |
6,665.5 |
7,115.2 |
7,173.1 |
-30.4 |
6.7 |
0.8 |
1.6 |
| Workers compensation |
39,724.6 |
41,820.4 |
40,860.4 |
36,932.6 |
5.3 |
-2.3 |
-9.6 |
8.4 |
| Products liability |
3,561.3 |
3,621.7 |
3,305.6 |
2,777.6 |
1.7 |
-8.7 |
-16.0 |
0.6 |
| Other liability (5) |
39,363.3 |
42,221.2 |
41,162.9 |
38,589.2 |
7.3 |
-2.5 |
-6.3 |
8.8 |
| Aircraft |
1,985.9 |
1,990.6 |
1,761.5 |
1,329.3 |
0.2 |
-11.5 |
-24.5 |
0.3 |
| Fidelity |
1,216.8 |
1,240.8 |
1,246.8 |
1,140.5 |
2.0 |
0.5 |
-8.5 |
0.3 |
| Surety |
3,819.5 |
4,434.8 |
4,792.5 |
4,959.7 |
16.1 |
8.1 |
3.5 |
1.1 |
| Burglary and theft |
120.1 |
143.1 |
160.7 |
160.3 |
19.1 |
12.3 |
-0.2 |
(3) |
| Boiler and machinery |
1,582.9 |
1,675.3 |
1,741.3 |
1,728.1 |
5.8 |
3.9 |
-0.8 |
0.4 |
| Credit |
936.1 |
1,090.1 |
1,405.4 |
1,413.3 |
16.5 |
28.9 |
0.6 |
0.3 |
| Warranty |
NA |
NA |
NA |
2,086.9 |
NA |
NA |
NA |
0.5 |
| International |
230.4 |
193.6 |
136.7 |
289.0 |
-16.0 |
-29.4 |
111.4 |
0.1 |
| Reinsurance (6) |
6,589.8 |
12,862.6 |
11,313.1 |
12,678.3 |
95.2 |
-12.0 |
12.1 |
2.9 |
| Other lines (7) |
2,918.1 |
3,159.8 |
3,239.8 |
1,854.5 |
8.3 |
2.5 |
-42.8 |
0.4 |
| Total, all lines (8) |
$427,629.0 |
$447,815.1 |
$447,291.9 |
$440,072.4 |
4.7% |
-0.1% |
-1.6% |
100.0% |
(1) After reinusurance transactions, excluding state funds.
(2) Provided by FEMA through participating private insurers.
(3) Less than 0.1 percent.
(4) Premiums from certain insurers that write primarily health insurance but file financial statements with state regulators on a property/casualty basis.
(5) Coverages protecting against legal liability resulting from negligence, carelessness or failure to act.
(6) Only includes nonproportional reinsurance, an arrangement in which a reinsurer makes payments to an insurer whose losses exceed a predetermined amount.
(7) Includes miscellaneous coverages.
(8) May not match total premiums shown elsewhere in this book because of the use of different exhibits from Highline Data, LLC.
NA=Data not available.
Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted Information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC. |