| Average Expenditures For Auto Insurance By State, 2009-2013 |
|
| |
2013 |
2012 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expendi-
ture |
Rank (1) |
Average
expenditure |
Rank (1) |
Average
expenditure
percent
change
2012-2013 |
2011 |
2010 |
2009 |
| Alabama |
$372.44 |
$292.40 |
$146.91 |
$673.51 |
38 |
$659.06 |
37 |
2.2% |
$653.37 |
$651.22 |
$652.07 |
| Alaska |
555.04 |
361.42 |
141.68 |
889.28 |
14 |
873.15 |
13 |
1.8 |
873.11 |
890.35 |
896.74 |
| Arizona |
490.78 |
254.85 |
180.88 |
811.45 |
18 |
781.71 |
18 |
3.8 |
776.56 |
804.97 |
842.21 |
| Arkansas |
380.78 |
301.90 |
185.45 |
703.04 |
36 |
679.46 |
35 |
3.5 |
665.49 |
662.44 |
657.13 |
| California |
464.53 |
361.24 |
97.67 |
782.63 |
22 |
747.82 |
23 |
4.7 |
740.50 |
746.15 |
756.16 |
| Colorado |
473.55 |
255.36 |
158.40 |
777.74 |
23 |
737.95 |
26 |
5.4 |
723.61 |
730.42 |
741.28 |
| Connecticut |
635.62 |
347.07 |
126.34 |
1,011.27 |
9 |
986.73 |
9 |
2.5 |
969.41 |
965.22 |
952.36 |
| Delaware |
783.30 |
291.67 |
112.21 |
1,101.12 |
7 |
1,065.37 |
6 |
3.4 |
1,048.03 |
1,030.98 |
1,021.42 |
| D.C. |
634.70 |
451.59 |
230.19 |
1,187.49 |
2 |
1,154.91 |
2 |
2.8 |
1,139.43 |
1,133.87 |
1,127.72 |
| Florida |
860.43 |
242.48 |
106.83 |
1,143.83 |
5 |
1,128.31 |
4 |
1.4 |
1,090.58 |
1,037.36 |
1,006.20 |
| Georgia |
485.40 |
313.28 |
150.65 |
800.58 |
19 |
768.34 |
20 |
4.2 |
754.06 |
748.89 |
754.61 |
| Hawaii |
457.09 |
291.89 |
95.18 |
739.26 |
29 |
735.18 |
27 |
0.6 |
748.45 |
765.83 |
786.33 |
| Idaho |
339.50 |
203.02 |
108.06 |
553.38 |
51 |
534.56 |
51 |
3.5 |
535.11 |
548.03 |
554.80 |
| Illinois |
424.92 |
278.01 |
116.34 |
744.75 |
27 |
731.57 |
28 |
1.8 |
727.33 |
733.45 |
727.82 |
| Indiana |
362.97 |
229.17 |
112.35 |
621.71 |
45 |
637.37 |
40 |
-2.5 |
621.38 |
624.27 |
620.31 |
| Iowa |
291.24 |
205.15 |
171.71 |
572.14 |
50 |
561.26 |
49 |
1.9 |
551.72 |
546.59 |
530.96 |
| Kansas |
342.20 |
247.31 |
238.75 |
668.93 |
39 |
632.07 |
42 |
5.8 |
625.92 |
625.17 |
622.16 |
| Kentucky |
522.34 |
254.45 |
128.20 |
772.80 |
24 |
759.70 |
21 |
1.7 |
744.53 |
722.70 |
698.85 |
| Louisiana |
723.93 |
380.26 |
203.52 |
1,146.29 |
4 |
1,112.53 |
5 |
3.0 |
1,110.63 |
1,121.44 |
1,100.09 |
| Maine |
333.69 |
245.85 |
95.40 |
592.82 |
48 |
582.71 |
47 |
1.7 |
577.38 |
582.29 |
597.87 |
| Maryland |
596.17 |
327.89 |
147.29 |
979.28 |
11 |
966.29 |
11 |
1.3 |
956.14 |
947.74 |
928.92 |
| Massachusetts |
589.38 |
361.12 |
129.97 |
1,007.98 |
10 |
976.65 |
10 |
3.2 |
942.12 |
890.83 |
860.49 |
| Michigan |
742.31 |
377.45 |
144.45 |
1,131.40 |
6 |
1,048.87 |
7 |
7.9 |
983.62 |
954.75 |
913.28 |
| Minnesota |
441.79 |
210.01 |
171.80 |
744.51 |
28 |
718.61 |
29 |
3.6 |
696.00 |
693.08 |
692.08 |
| Mississippi |
434.88 |
299.27 |
190.98 |
768.20 |
26 |
748.44 |
22 |
2.6 |
740.14 |
745.17 |
737.77 |
| Missouri |
399.08 |
257.09 |
163.62 |
704.22 |
34 |
683.82 |
34 |
3.0 |
674.60 |
678.03 |
668.29 |
| Montana |
389.29 |
256.63 |
198.81 |
678.58 |
37 |
658.42 |
38 |
3.1 |
654.56 |
657.42 |
655.61 |
| Nebraska |
347.57 |
220.73 |
205.38 |
638.74 |
43 |
616.78 |
44 |
3.6 |
602.39 |
592.56 |
575.26 |
| Nevada |
648.19 |
284.79 |
114.77 |
935.90 |
12 |
905.82 |
12 |
3.3 |
904.91 |
930.43 |
944.16 |
| New Hampshire |
391.92 |
279.36 |
102.02 |
733.02 |
31 |
717.15 |
30 |
2.2 |
705.88 |
706.24 |
717.56 |
| New Jersey |
882.10 |
363.80 |
122.37 |
1,254.10 |
1 |
1,219.97 |
1 |
2.8 |
1,186.24 |
1,157.30 |
1,100.66 |
| New Mexico |
464.51 |
261.94 |
162.39 |
722.66 |
32 |
695.09 |
32 |
4.0 |
691.74 |
703.64 |
717.96 |
| New York |
791.14 |
354.69 |
155.65 |
1,181.86 |
3 |
1,153.46 |
3 |
2.5 |
1,111.27 |
1,078.88 |
1,057.82 |
| North Carolina |
355.19 |
263.06 |
120.72 |
624.76 |
44 |
611.18 |
45 |
2.2 |
600.04 |
599.90 |
609.80 |
| North Dakota |
284.03 |
228.38 |
226.05 |
604.58 |
47 |
576.08 |
48 |
4.9 |
549.73 |
528.81 |
509.72 |
| Ohio |
374.53 |
251.13 |
113.02 |
659.37 |
40 |
634.91 |
41 |
3.9 |
619.73 |
619.45 |
616.33 |
| Oklahoma |
443.88 |
290.08 |
197.45 |
768.25 |
25 |
740.11 |
25 |
3.8 |
716.21 |
703.03 |
677.71 |
| Oregon |
562.95 |
206.78 |
86.53 |
783.46 |
21 |
741.51 |
24 |
5.7 |
723.72 |
724.47 |
722.85 |
| Pennsylvania |
497.28 |
301.49 |
131.71 |
841.42 |
16 |
827.75 |
16 |
1.7 |
812.79 |
812.15 |
811.15 |
| Rhode Island |
719.53 |
372.15 |
118.86 |
1,066.25 |
8 |
1,034.51 |
8 |
3.1 |
1,004.12 |
984.95 |
969.02 |
| South Carolina |
495.96 |
242.85 |
165.41 |
794.40 |
20 |
772.14 |
19 |
2.9 |
748.26 |
737.77 |
737.74 |
| South Dakota |
290.24 |
200.83 |
227.50 |
580.99 |
49 |
556.51 |
50 |
4.4 |
538.49 |
525.16 |
512.47 |
| Tennessee |
400.64 |
292.01 |
136.73 |
704.20 |
35 |
673.90 |
36 |
4.5 |
649.98 |
641.17 |
634.24 |
| Texas |
502.67 |
357.37 |
198.56 |
895.44 |
13 |
858.54 |
14 |
4.3 |
842.58 |
848.11 |
860.42 |
| Utah |
465.64 |
248.39 |
106.91 |
733.55 |
30 |
713.20 |
31 |
2.9 |
712.74 |
716.97 |
717.28 |
| Vermont |
343.85 |
272.27 |
118.70 |
655.66 |
41 |
643.47 |
39 |
1.9 |
633.51 |
630.11 |
645.79 |
| Virginia |
415.86 |
263.54 |
130.00 |
718.72 |
33 |
691.80 |
33 |
3.9 |
679.60 |
673.72 |
667.51 |
| Washington |
569.42 |
243.50 |
101.12 |
838.30 |
17 |
809.56 |
17 |
3.6 |
806.02 |
815.29 |
826.59 |
| West Virginia |
506.60 |
319.49 |
195.28 |
858.85 |
15 |
846.74 |
15 |
1.4 |
834.04 |
830.10 |
815.00 |
| Wisconsin |
354.56 |
207.71 |
127.49 |
621.05 |
46 |
598.84 |
46 |
3.7 |
600.23 |
613.41 |
590.54 |
| Wyoming |
323.34 |
260.15 |
220.96 |
639.71 |
42 |
623.70 |
43 |
2.6 |
619.88 |
621.15 |
624.10 |
| United States |
$518.49 |
$296.99 |
$138.82 |
$841.23 |
|
$814.63 |
|
3.3% |
$797.73 |
$791.85 |
$786.65 |
(1) Ranked highest to lowest by average expenditure.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2016 National Association of Insurance Commissioners (NAIC). |
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