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DEFENSE COSTS AND COST CONTAINMENT EXPENSES AS A PERCENT OF INCURRED LOSSES, 2006-2008 (1)

($000)

  2006 2007  2008
  Amount As a percent of incurred losses  Amount  As a percent of incurred losses  Amount As a percent of incurred losses 
Products liability $875,027 134.6% $953,252 78.6% $1,033,796 65.4%
Medical malpractice 2,438,039 56.6 2,048,106 55.2 1,860,793 58.1
Commercial multiple peril (2) 2,322,743 36.7 2,145,905 41.3 1,810,340 34.3
Other liability  5,727,069 27.1 5,374,618 24.6 4,821,033 24.4
Commercial auto liability 1,062,688 9.9 1,167,397 11.6 1,065,820 10.7
Workers compensation 2,734,225 11.0 2,913,659 12.0 2,646,662 11.6
Private passenger auto liability 3,716,980 6.6 3,643,939 6.1 3,602,567 5.9
All liability lines $18,876,771 15.2% $18,246,876 14.5% $16,841,011 13.6%

(1) Net of reinsurance, excluding state funds.
(2) Liability portion only.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.