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Workers Compensation Insurance, 2006-2015

($000)

      Combined ratio (1)
Year Net premiums written (2) Annual percent change Calendar year (3) Annual point change (4) Accident year (5) Annual point change
2006 $41,820,419 7.3% 95.4 -6.7 pts. 85 -2 pts.
2007 40,610,991 -2.9 101.7 6.3 97 12
2008 36,939,016 -9.0 101.5 -0.2 104 7
2009 32,247,870 -12.7 107.9 6.4 108 4
2010 31,643,087 -1.9 116.1 8.2 116 8
2011 35,664,230 12.7 117.6 1.5 112 -4
2012 38,747,594 8.6 110.4 -7.3 103 -9
2013 41,147,216 6.2 103.0 -7.3 100 -3
2014 43,546,737 5.8 102.4 -0.6 97 -3
2015 45,090,509 3.5 95.4 -7.0 98 (6) 1
(1) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (2) After reinsurance transactions, excludes state funds. (3) Calendar year data are from S&P Global Market Intelligence. (4) Calculated from unrounded data. (5) Accident year data are from the National Council on Compensation Insurance (NCCI). (6) Estimated by NCCI. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute; © National Council on Compensation Insurance.