| Average Expenditures For Auto Insurance By State, 2010-2014 |
Ìý
|
| |
2014 |
2013 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expendi-
ture |
Rank (1) |
Average
expenditure |
Rank (1) |
Average
expenditure
percent
change
2013-2014 |
2012 |
2011 |
2010 |
| Alabama |
$381.98 |
$303.71 |
$151.40 |
$695.06 |
37 |
$673.51 |
38 |
3.2% |
$659.06 |
$653.37 |
$651.22 |
| Alaska |
550.59 |
359.34 |
140.15 |
883.60 |
14 |
889.28 |
13 |
-0.6 |
873.15 |
873.11 |
890.35 |
| Arizona |
507.18 |
269.07 |
185.63 |
837.24 |
19 |
811.45 |
18 |
3.2 |
781.71 |
776.56 |
804.97 |
| Arkansas |
392.46 |
314.38 |
193.34 |
728.65 |
34 |
703.04 |
36 |
3.6 |
679.46 |
665.49 |
662.44 |
| California |
482.18 |
374.31 |
98.73 |
814.82 |
23 |
782.08 |
22 |
4.2 |
750.86 |
740.30 |
745.83 |
| Colorado |
500.72 |
270.86 |
167.94 |
821.19 |
21 |
777.95 |
23 |
5.6 |
737.95 |
723.61 |
730.42 |
| Connecticut |
642.95 |
359.03 |
130.80 |
1,031.70 |
10 |
1,011.27 |
9 |
2.0 |
986.73 |
969.41 |
965.22 |
| Delaware |
795.35 |
303.86 |
116.49 |
1,125.74 |
7 |
1,101.12 |
7 |
2.2 |
1,065.37 |
1,048.03 |
1,030.98 |
| D.C. |
629.25 |
461.49 |
233.65 |
1,192.45 |
5 |
1,187.49 |
2 |
0.4 |
1,154.91 |
1,139.43 |
1,133.87 |
| Florida |
837.24 |
259.86 |
111.71 |
1,140.84 |
6 |
1,143.73 |
5 |
-0.3 |
1,128.53 |
1,090.58 |
1,037.36 |
| Georgia |
516.63 |
320.57 |
154.05 |
839.94 |
18 |
800.58 |
19 |
4.9 |
768.34 |
754.06 |
748.89 |
| Hawaii |
458.92 |
301.23 |
97.99 |
751.76 |
30 |
739.26 |
29 |
1.7 |
735.17 |
748.45 |
765.83 |
| Idaho |
348.24 |
210.99 |
114.07 |
571.94 |
51 |
553.38 |
51 |
3.4 |
534.56 |
535.11 |
548.03 |
| Illinois |
434.80 |
294.41 |
124.89 |
775.24 |
27 |
744.75 |
27 |
4.1 |
731.31 |
727.33 |
733.45 |
| Indiana |
371.69 |
240.00 |
117.25 |
642.19 |
46 |
621.77 |
45 |
3.3 |
637.46 |
621.38 |
624.27 |
| Iowa |
294.97 |
210.25 |
178.45 |
585.71 |
50 |
572.14 |
50 |
2.4 |
561.26 |
551.72 |
546.59 |
| Kansas |
354.24 |
257.88 |
238.67 |
688.82 |
39 |
660.28 |
39 |
4.3 |
632.07 |
625.92 |
625.17 |
| Kentucky |
523.10 |
260.85 |
133.55 |
782.89 |
26 |
772.80 |
24 |
1.3 |
759.70 |
744.53 |
722.70 |
| Louisiana |
750.23 |
402.04 |
211.90 |
1,192.92 |
4 |
1,146.29 |
4 |
4.1 |
1,112.53 |
1,110.63 |
1,121.44 |
| Maine |
336.70 |
255.07 |
97.35 |
606.90 |
48 |
592.82 |
48 |
2.4 |
582.71 |
577.38 |
582.29 |
| Maryland |
607.19 |
339.48 |
149.70 |
1,001.17 |
11 |
979.28 |
11 |
2.2 |
966.29 |
956.14 |
947.74 |
| Massachusetts |
598.71 |
376.42 |
132.64 |
1,035.52 |
9 |
1,007.98 |
10 |
2.7 |
976.65 |
942.12 |
890.83 |
| Michigan |
811.43 |
390.03 |
149.11 |
1,227.36 |
2 |
1,131.43 |
6 |
8.5 |
1,048.87 |
983.62 |
954.75 |
| Minnesota |
453.38 |
222.85 |
180.47 |
772.67 |
28 |
744.53 |
28 |
3.8 |
718.61 |
696.00 |
693.08 |
| Mississippi |
448.60 |
307.98 |
201.01 |
796.99 |
25 |
768.20 |
26 |
3.7 |
748.44 |
740.14 |
745.17 |
| Missouri |
406.67 |
263.02 |
175.70 |
724.15 |
36 |
704.22 |
34 |
2.8 |
683.82 |
674.60 |
678.03 |
| Montana |
392.60 |
265.55 |
210.49 |
694.79 |
38 |
677.83 |
37 |
2.5 |
658.42 |
654.56 |
657.42 |
| Nebraska |
353.26 |
229.70 |
223.03 |
662.83 |
43 |
638.67 |
43 |
3.8 |
616.78 |
602.39 |
592.56 |
| Nevada |
673.09 |
293.18 |
117.20 |
969.73 |
12 |
935.90 |
12 |
3.6 |
905.82 |
904.91 |
930.43 |
| New Hampshire |
395.51 |
293.37 |
106.62 |
751.28 |
31 |
733.02 |
31 |
2.5 |
717.15 |
705.88 |
706.24 |
| New Jersey |
881.58 |
371.36 |
126.26 |
1,263.67 |
1 |
1,255.12 |
1 |
0.7 |
1,220.00 |
1,186.24 |
1,157.30 |
| New Mexico |
484.63 |
268.09 |
167.69 |
749.43 |
32 |
722.66 |
32 |
3.7 |
695.09 |
691.74 |
703.64 |
| New York |
796.39 |
366.36 |
165.07 |
1,205.03 |
3 |
1,181.86 |
3 |
2.0 |
1,153.11 |
1,111.27 |
1,078.88 |
| North Carolina |
358.56 |
279.35 |
130.37 |
643.84 |
45 |
624.76 |
44 |
3.1 |
611.18 |
600.04 |
599.90 |
| North Dakota |
295.87 |
239.16 |
233.06 |
630.24 |
47 |
606.56 |
47 |
3.9 |
576.08 |
549.73 |
528.81 |
| Ohio |
388.88 |
260.20 |
117.58 |
682.70 |
40 |
659.37 |
40 |
3.5 |
634.91 |
619.73 |
619.45 |
| Oklahoma |
458.73 |
307.01 |
219.85 |
807.84 |
24 |
768.25 |
25 |
5.2 |
740.11 |
716.21 |
703.03 |
| Oregon |
585.33 |
218.06 |
90.79 |
818.92 |
22 |
783.46 |
21 |
4.5 |
741.51 |
723.72 |
724.47 |
| Pennsylvania |
496.87 |
315.28 |
138.27 |
857.71 |
17 |
841.42 |
16 |
1.9 |
827.75 |
812.79 |
812.15 |
| Rhode Island |
739.85 |
392.36 |
125.17 |
1,106.08 |
8 |
1,066.25 |
8 |
3.7 |
1,034.52 |
1,004.12 |
984.95 |
| South Carolina |
510.04 |
251.46 |
175.19 |
824.59 |
20 |
794.40 |
20 |
3.8 |
772.14 |
748.26 |
737.77 |
| South Dakota |
297.38 |
204.63 |
242.27 |
601.33 |
49 |
579.37 |
49 |
3.8 |
556.51 |
538.49 |
525.16 |
| Tennessee |
409.79 |
301.17 |
144.60 |
724.81 |
35 |
704.20 |
35 |
2.9 |
673.90 |
649.98 |
641.17 |
| Texas |
516.26 |
357.61 |
192.33 |
905.64 |
13 |
864.24 |
14 |
4.8 |
823.80 |
808.97 |
816.45 |
| Utah |
486.87 |
256.23 |
109.56 |
766.27 |
29 |
733.51 |
30 |
4.5 |
713.20 |
712.74 |
716.97 |
| Vermont |
341.60 |
285.01 |
120.18 |
665.17 |
42 |
655.66 |
41 |
1.5 |
643.47 |
633.51 |
630.11 |
| Virginia |
427.94 |
273.70 |
134.50 |
743.14 |
33 |
718.72 |
33 |
3.4 |
691.80 |
679.60 |
673.72 |
| Washington |
590.00 |
257.24 |
104.87 |
871.87 |
15 |
838.30 |
17 |
4.0 |
809.56 |
806.02 |
815.29 |
| West Virginia |
505.40 |
326.95 |
200.10 |
870.84 |
16 |
858.85 |
15 |
1.4 |
846.74 |
834.04 |
830.10 |
| Wisconsin |
367.00 |
217.19 |
132.64 |
646.48 |
44 |
621.07 |
46 |
4.1 |
598.84 |
600.23 |
613.41 |
| Wyoming |
335.59 |
273.49 |
235.25 |
668.81 |
41 |
639.51 |
42 |
4.6 |
623.70 |
619.88 |
621.15 |
| United States |
$530.51 |
$308.32 |
$143.45 |
$866.31 |
|
$838.49 |
|
3.3% |
$812.19 |
$795.00 |
$789.29 |
(1) Ranked highest to lowest by average expenditure.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2017 National Association of Insurance Commissioners (NAIC). |
|