| Homeowners Insurance Losses, 2011-2015 (1) |
听
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Total homeowners losses |
|
Total homeowners losses |
| Year |
Claim
frequency (2) |
Claim
severity (3) |
Year |
Claim
frequency (2) |
Claim
severity (3) |
| 2011 |
9.73 |
$8,492 |
2014 |
5.44 |
$11,096 |
| 2012 |
7.66 |
8,850 |
2015 |
5.93 |
11,402 |
| 2013 |
5.02 |
10,492 |
Average (4) |
6.78 |
$9,779 |
(1) For homeowners multiple peril policies (HO-2, HO-3, HO-5 and HE-7 for North Carolina). Excludes tenants and condominium policies. Excludes Alaska, Texas and Puerto Rico.
(2) Claims per 100 house years (policies).
(3) Average amount paid per claim; based on accident year incurred losses, excluding loss adjustment expenses, i.e., indemnity costs per accident year incurred claims.
(4) Weighted average, 2011-2015.
Source: ISO庐, a Verisk Analytics庐 business. |
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