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Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2018 (1)

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  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
Alabama 20,910 55 20,965 $5,633,471 $26,471
Mississippi 20,660 236 20,896 3,284,222 35,425
North Carolina 199,392 9,799 209,191 75,011,039 329,955
South Carolina 21,055 341 21,396 6,828,763 41,197
Texas 202,710 9,898 212,608 58,041,760  395,552
Total 464,727 20,329 485,056 $148,799,255 $828,600
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans, see chart, Insurance Provided By FAIR Plans By State. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).