| Fidelity Bonds, 2009-2018 |
($000)
|
| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2009 |
$1,098,372 |
-3.7% |
105.4 |
21.2 pts. |
| 2010 |
1,082,534 |
-1.4 |
95.8 |
-9.6 |
| 2011 |
1,098,225 |
1.4 |
102.0 |
6.2 |
| 2012 |
1,096,406 |
-0.2 |
99.4 |
-2.6 |
| 2013 |
1,124,199 |
2.5 |
92.9 |
-6.5 |
| 2014 |
1,165,280 |
3.7 |
92.7 |
-0.2 |
| 2015 |
1,161,375 |
-0.3 |
77.3 |
-15.4 |
| 2016 |
1,093,925 |
-5.8 |
80.1 |
2.8 |
| 2017 |
986,403 |
-9.8 |
73.9 |
-6.1 |
| 2018 |
1,215,457 |
23.2 |
73.3 |
-0.6 |
(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.
Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute. |
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