| Average Expenditures For Auto Insurance By State, 2013-2017 |
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| |
2017 |
2016 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expenditure |
Rank (1) |
Average
expenditure |
Rank (1) |
Average
expenditure
percent change,
2016-2017 |
2015 |
2014 |
2013 |
| Alabama |
$478.68 |
$366.12 |
$169.90 |
$856.67 |
31 |
$791.40 |
37 |
8.2% |
$739.93 |
$709.48 |
$685.91 |
| Alaska |
561.06 |
370.63 |
140.50 |
930.20 |
23 |
911.37 |
17 |
2.1 |
915.59 |
924.80 |
923.07 |
| Arizona |
607.66 |
312.95 |
204.93 |
994.42 |
17 |
926.76 |
21 |
7.3 |
877.11 |
857.76 |
828.76 |
| Arkansas |
458.33 |
364.07 |
216.70 |
848.24 |
32 |
781.00 |
36 |
8.6 |
742.44 |
736.57 |
715.32 |
| California |
565.70 |
453.88 |
96.15 |
957.08 |
21 |
892.64 |
22 |
7.2 |
840.65 |
807.58 |
782.57 |
| Colorado |
639.99 |
326.39 |
228.32 |
1,050.19 |
15 |
945.59 |
18 |
11.1 |
869.84 |
824.06 |
779.12 |
| Connecticut |
743.61 |
398.50 |
133.91 |
1,168.33 |
9 |
1,108.65 |
10 |
5.4 |
1,074.95 |
1,054.22 |
1,031.10 |
| Delaware |
843.98 |
344.34 |
133.19 |
1,221.29 |
8 |
1,173.92 |
8 |
4.0 |
1,146.44 |
1,125.65 |
1,104.46 |
| D.C. |
744.18 |
497.81 |
224.28 |
1,334.11 |
6 |
1,258.45 |
5 |
6.0 |
1,206.00 |
1,187.97 |
1,175.03 |
| Florida |
964.28 |
343.41 |
137.88 |
1,356.90 |
3 |
1,268.19 |
6 |
7.0 |
1,190.50 |
1,139.30 |
1,142.47 |
| Georgia |
735.15 |
381.66 |
169.68 |
1,127.22 |
13 |
1006.30 |
14 |
12.0 |
929.72 |
869.19 |
821.71 |
| Hawaii |
468.99 |
342.17 |
106.97 |
803.45 |
37 |
780.44 |
31 |
2.9 |
761.05 |
751.11 |
741.37 |
| Idaho |
403.37 |
246.22 |
130.86 |
678.57 |
48 |
633.41 |
51 |
7.1 |
599.02 |
582.08 |
560.86 |
| Illinois |
507.40 |
336.00 |
133.32 |
897.07 |
25 |
852.80 |
26 |
5.2 |
811.40 |
781.48 |
749.10 |
| Indiana |
432.08 |
277.65 |
130.71 |
744.39 |
43 |
705.53 |
43 |
5.5 |
671.16 |
645.17 |
624.04 |
| Iowa |
339.12 |
244.39 |
211.60 |
674.33 |
49 |
635.99 |
50 |
6.0 |
608.94 |
587.75 |
574.32 |
| Kansas |
399.96 |
280.48 |
267.10 |
766.50 |
41 |
719.74 |
39 |
6.5 |
708.98 |
692.03 |
662.80 |
| Kentucky |
585.99 |
300.45 |
157.38 |
896.33 |
26 |
840.07 |
27 |
6.7 |
801.75 |
780.83 |
770.87 |
| Louisiana |
936.94 |
468.87 |
231.76 |
1,443.72 |
1 |
1,328.81 |
3 |
8.6 |
1,254.37 |
1,209.60 |
1,161.25 |
| Maine |
370.18 |
286.22 |
108.54 |
667.38 |
50 |
646.63 |
48 |
3.2 |
619.02 |
596.58 |
584.38 |
| Maryland |
700.58 |
393.57 |
162.34 |
1,149.42 |
10 |
1,081.72 |
11 |
6.3 |
1,020.65 |
998.56 |
976.31 |
| Massachusetts |
642.92 |
427.17 |
145.10 |
1,136.60 |
12 |
1,096.53 |
9 |
3.7 |
1,058.50 |
1,035.52 |
1,007.98 |
| Michigan |
873.73 |
462.80 |
157.50 |
1,358.62 |
2 |
1,304.10 |
4 |
4.2 |
1,268.10 |
1,230.25 |
1,132.66 |
| Minnesota |
483.93 |
257.41 |
197.67 |
840.12 |
33 |
809.57 |
28 |
3.8 |
791.72 |
771.62 |
743.00 |
| Mississippi |
511.45 |
365.06 |
229.41 |
930.45 |
22 |
879.13 |
24 |
5.8 |
840.48 |
806.99 |
777.48 |
| Missouri |
492.63 |
305.96 |
204.08 |
869.14 |
30 |
807.52 |
34 |
7.6 |
758.32 |
729.47 |
707.19 |
| Montana |
423.03 |
278.31 |
267.84 |
784.72 |
38 |
731.14 |
40 |
7.3 |
704.70 |
702.20 |
683.81 |
| Nebraska |
417.32 |
263.68 |
253.30 |
766.89 |
40 |
722.68 |
41 |
6.1 |
693.87 |
664.89 |
644.10 |
| Nevada |
798.52 |
344.81 |
115.46 |
1,141.02 |
11 |
1062.44 |
12 |
7.4 |
1,012.69 |
984.21 |
949.27 |
| New Hampshire |
425.84 |
319.72 |
115.63 |
824.03 |
34 |
801.96 |
30 |
2.8 |
775.17 |
749.81 |
732.35 |
| New Jersey |
932.43 |
403.19 |
129.12 |
1,350.28 |
4 |
1,306.73 |
1 |
3.3 |
1,274.30 |
1,267.08 |
1,256.69 |
| New Mexico |
548.33 |
304.46 |
197.95 |
870.23 |
29 |
819.68 |
32 |
6.2 |
794.54 |
779.23 |
747.23 |
| New York |
869.13 |
437.13 |
179.31 |
1,349.72 |
5 |
1,303.25 |
2 |
3.6 |
1,247.76 |
1,207.86 |
1,179.63 |
| North Carolina |
371.51 |
333.60 |
133.49 |
705.56 |
46 |
667.65 |
46 |
5.7 |
639.01 |
643.84 |
624.76 |
| North Dakota |
303.66 |
263.72 |
241.51 |
659.94 |
51 |
639.13 |
47 |
3.3 |
637.24 |
628.58 |
604.97 |
| Ohio |
438.68 |
297.50 |
128.46 |
777.80 |
39 |
743.13 |
38 |
4.7 |
714.47 |
691.35 |
662.20 |
| Oklahoma |
502.71 |
343.57 |
254.61 |
895.36 |
27 |
854.78 |
25 |
4.7 |
826.43 |
806.68 |
767.73 |
| Oregon |
677.07 |
265.06 |
101.80 |
961.21 |
20 |
889.04 |
23 |
8.1 |
831.80 |
818.02 |
783.84 |
| Pennsylvania |
539.44 |
363.42 |
162.59 |
961.40 |
19 |
915.94 |
16 |
5.0 |
880.90 |
857.45 |
840.44 |
| Rhode Island |
869.96 |
460.49 |
136.58 |
1,300.60 |
7 |
1,230.85 |
7 |
5.7 |
1,170.98 |
1,122.38 |
1,077.85 |
| South Carolina |
645.39 |
302.52 |
197.24 |
1,020.35 |
16 |
930.77 |
20 |
9.6 |
870.56 |
827.30 |
795.05 |
| South Dakota |
327.34 |
236.35 |
308.71 |
693.42 |
47 |
652.30 |
49 |
6.3 |
624.52 |
598.92 |
578.19 |
| Tennessee |
456.05 |
343.10 |
158.13 |
820.63 |
35 |
778.80 |
35 |
5.4 |
753.73 |
737.33 |
714.89 |
| Texas |
631.22 |
430.54 |
234.17 |
1,096.82 |
14 |
1,008.91 |
13 |
8.7 |
934.22 |
905.64 |
864.24 |
| Utah |
568.07 |
293.62 |
122.44 |
889.67 |
28 |
829.41 |
29 |
7.3 |
792.19 |
765.91 |
733.43 |
| Vermont |
375.02 |
324.51 |
142.83 |
762.59 |
42 |
732.97 |
42 |
4.0 |
700.46 |
673.89 |
663.09 |
| Virginia |
468.79 |
305.61 |
146.00 |
819.77 |
36 |
785.60 |
33 |
4.3 |
756.47 |
740.78 |
717.73 |
| Washington |
666.72 |
297.16 |
113.77 |
994.03 |
18 |
935.36 |
15 |
6.3 |
890.17 |
871.31 |
840.45 |
| West Virginia |
513.12 |
345.68 |
213.34 |
913.39 |
24 |
897.92 |
19 |
1.7 |
883.34 |
874.83 |
863.02 |
| Wisconsin |
412.46 |
243.52 |
148.83 |
731.20 |
45 |
701.47 |
44 |
4.2 |
670.98 |
648.54 |
623.17 |
| Wyoming |
354.35 |
290.18 |
291.22 |
742.20 |
44 |
714.17 |
45 |
3.9 |
692.05 |
676.91 |
647.66 |
| United States |
$611.12 |
$363.08 |
$159.72 |
$1,004.58 |
|
$944.36 |
|
6.4% |
$896.75 |
$868.81 |
$841.06 |
(1) Ranked highest to lowest by average expenditure.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2020 National Association of Insurance Commissioners (NAIC). |
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