| State |
Uninsured |
Rank (2) |
State |
Uninsured |
Rank (2) |
| Alabama |
26% |
3 |
Montana |
15% |
10 |
| Alaska |
13 |
12 |
Nebraska |
8 |
17 |
| Arizona |
18 |
7 |
Nevada |
15 |
10 |
| Arkansas |
15 |
10 |
New Hampshire |
11 |
14 |
| California |
18 |
7 |
New Jersey |
8 |
17 |
| Colorado |
15 |
10 |
New Mexico |
29 |
1 |
| Connecticut |
9 |
16 |
New York |
5 |
20 |
| D.C. |
15 |
10 |
North Carolina |
12 |
13 |
| Delaware |
10 |
15 |
North Dakota |
5 |
20 |
| Florida (3) |
23 |
5 |
Ohio |
16 |
9 |
| Georgia |
12 |
13 |
Oklahoma |
24 |
4 |
| Hawaii |
12 |
13 |
Oregon |
11 |
14 |
| Idaho |
9 |
16 |
Pennsylvania |
7 |
18 |
| Illinois |
15 |
10 |
Rhode Island |
14 |
11 |
| Indiana |
14 |
11 |
South Carolina |
9 |
16 |
| Iowa |
12 |
13 |
South Dakota |
7 |
18 |
| Kansas |
10 |
15 |
Tennessee |
20 |
6 |
| Kentucky |
16 |
9 |
Texas |
15 |
10 |
| Louisiana |
12 |
13 |
Utah |
8 |
17 |
| Maine |
4 |
21 |
Vermont |
6 |
19 |
| Maryland |
12 |
13 |
Virginia |
9 |
16 |
| Massachusetts |
1 |
22 |
Washington |
16 |
9 |
| Michigan |
17 |
8 |
West Virginia |
8 |
17 |
| Minnesota |
12 |
13 |
Wisconsin |
15 |
10 |
| Mississippi |
28 |
2 |
Wyoming |
9 |
16 |
| Missouri |
14 |
11 |
|
|
|
(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies.
(2) States with the same percent uninsured receive the same rank.
(3) In Florida, compulsory auto laws apply to PIP and physical damage, but not to third party bodily injury coverage.
Source: Insurance Research Council. |