| Average Expenditures For Auto Insurance By State, 2014-2018 |
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| |
2018 |
2017 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expenditure |
Rank (1) |
Average
expenditure |
Rank (1) |
Average
expenditure
percent change,
2017-2018 |
2016 |
2015 |
2014 |
| Alabama |
$511.13 |
$380.51 |
$175.28 |
$904.56 |
31 |
$857.56 |
31 |
5.5% |
$791.39 |
$739.93 |
$710.66 |
| Alaska |
576.09 |
387.12 |
147.87 |
965.44 |
23 |
931.43 |
22 |
3.7 |
911.37 |
915.59 |
924.71 |
| Arizona |
646.75 |
326.28 |
208.25 |
1,046.40 |
17 |
995.62 |
17 |
5.1 |
926.76 |
877.11 |
858.12 |
| Arkansas |
486.72 |
375.25 |
235.36 |
898.89 |
32 |
849.37 |
32 |
5.8 |
781.00 |
742.44 |
736.74 |
| California |
616.51 |
483.60 |
94.72 |
1,034.05 |
19 |
965.05 |
19 |
7.1 |
898.84 |
840.65 |
807.58 |
| Colorado |
687.40 |
330.50 |
272.44 |
1,132.81 |
15 |
1,052.50 |
15 |
7.6 |
945.59 |
869.84 |
823.88 |
| Connecticut |
784.70 |
407.54 |
133.86 |
1,216.55 |
10 |
1,168.80 |
9 |
4.1 |
1,108.67 |
1074.96 |
1,054.23 |
| Delaware |
900.32 |
352.86 |
140.52 |
1,291.39 |
8 |
1,224.84 |
8 |
5.4 |
1,173.97 |
1,146.45 |
1,125.78 |
| D.C. |
809.41 |
535.96 |
228.71 |
1,429.43 |
3 |
1,336.71 |
6 |
6.9 |
1,258.46 |
1,206.03 |
1,187.96 |
| Florida |
1,009.94 |
361.79 |
149.26 |
1,426.46 |
4 |
1,353.03 |
3 |
5.4 |
1,262.25 |
1,190.50 |
1,145.36 |
| Georgia |
797.80 |
408.41 |
176.31 |
1,212.04 |
11 |
1,128.78 |
13 |
7.4 |
1,006.28 |
929.72 |
869.82 |
| Hawaii |
479.27 |
357.78 |
107.66 |
829.15 |
37 |
804.04 |
37 |
3.1 |
780.42 |
761.06 |
751.10 |
| Idaho |
425.89 |
262.67 |
139.75 |
722.06 |
47 |
679.28 |
48 |
6.3 |
633.40 |
599.02 |
581.01 |
| Illinois |
515.94 |
339.04 |
140.57 |
916.49 |
27 |
897.49 |
25 |
2.1 |
852.81 |
811.40 |
781.31 |
| Indiana |
442.69 |
286.49 |
135.63 |
767.72 |
43 |
745.27 |
43 |
3.0 |
705.52 |
671.16 |
645.30 |
| Iowa |
348.87 |
252.65 |
214.65 |
700.71 |
49 |
674.93 |
49 |
3.8 |
635.99 |
608.94 |
587.80 |
| Kansas |
421.78 |
287.24 |
276.33 |
805.15 |
39 |
767.34 |
41 |
4.9 |
719.73 |
708.98 |
692.06 |
| Kentucky |
611.54 |
312.51 |
164.68 |
936.91 |
26 |
897.43 |
26 |
4.4 |
840.04 |
801.75 |
780.79 |
| Louisiana |
1,015.36 |
487.44 |
248.57 |
1,545.82 |
1 |
1,447.05 |
1 |
6.8 |
1,328.80 |
1,254.37 |
1,209.77 |
| Maine |
374.59 |
294.80 |
113.33 |
686.25 |
50 |
668.06 |
50 |
2.7 |
646.64 |
619.16 |
598.32 |
| Maryland |
737.73 |
422.06 |
167.61 |
1,211.83 |
12 |
1,150.92 |
10 |
5.3 |
1,081.93 |
1020.82 |
998.70 |
| Massachusetts |
658.47 |
440.55 |
147.06 |
1,167.16 |
13 |
1,136.60 |
12 |
2.7 |
1,096.53 |
1058.50 |
1,035.52 |
| Michigan |
952.15 |
479.11 |
159.08 |
1,469.73 |
2 |
1,361.64 |
2 |
7.9 |
1,304.11 |
1,268.10 |
1,232.29 |
| Minnesota |
499.48 |
265.74 |
206.45 |
872.65 |
33 |
841.12 |
33 |
3.7 |
809.56 |
791.72 |
771.73 |
| Mississippi |
538.35 |
372.17 |
239.34 |
971.19 |
22 |
931.30 |
23 |
4.3 |
879.13 |
840.48 |
806.79 |
| Missouri |
520.45 |
315.49 |
216.92 |
913.81 |
30 |
870.28 |
30 |
5.0 |
807.52 |
758.33 |
730.43 |
| Montana |
435.81 |
283.65 |
306.00 |
825.87 |
38 |
784.77 |
38 |
5.2 |
730.99 |
704.70 |
700.33 |
| Nebraska |
429.35 |
272.48 |
260.97 |
796.87 |
40 |
768.22 |
40 |
3.7 |
722.68 |
693.87 |
664.80 |
| Nevada |
900.40 |
366.54 |
119.28 |
1,260.43 |
9 |
1,142.92 |
11 |
10.3 |
1,062.42 |
1012.70 |
983.98 |
| New Hampshire |
436.76 |
327.30 |
118.58 |
847.58 |
36 |
824.76 |
34 |
2.8 |
801.96 |
775.17 |
749.70 |
| New Jersey |
955.93 |
414.39 |
130.26 |
1,385.61 |
6 |
1,350.97 |
4 |
2.6 |
1,306.73 |
1,274.30 |
1,267.08 |
| New Mexico |
576.81 |
311.24 |
214.10 |
915.62 |
28 |
871.03 |
29 |
5.1 |
819.68 |
794.54 |
778.93 |
| New York |
920.25 |
457.77 |
180.64 |
1,425.00 |
5 |
1,350.51 |
5 |
5.5 |
1,303.15 |
1,245.32 |
1,210.36 |
| North Carolina |
391.29 |
342.13 |
137.45 |
734.06 |
46 |
703.88 |
46 |
4.3 |
666.37 |
639.01 |
643.84 |
| North Dakota |
307.97 |
279.45 |
256.76 |
686.08 |
51 |
662.32 |
51 |
3.6 |
639.13 |
637.24 |
628.60 |
| Ohio |
448.59 |
302.57 |
130.74 |
794.91 |
41 |
778.51 |
39 |
2.1 |
743.12 |
714.47 |
691.60 |
| Oklahoma |
508.89 |
346.73 |
267.99 |
915.49 |
29 |
896.49 |
27 |
2.1 |
854.78 |
826.43 |
806.68 |
| Oregon |
689.74 |
280.61 |
106.87 |
990.21 |
21 |
962.41 |
20 |
2.9 |
889.03 |
831.80 |
816.92 |
| Pennsylvania |
555.42 |
376.21 |
169.21 |
991.23 |
20 |
962.27 |
21 |
3.0 |
915.96 |
881.13 |
858.84 |
| Rhode Island |
885.33 |
474.58 |
140.40 |
1,333.12 |
7 |
1,300.61 |
7 |
2.5 |
1,230.90 |
1,170.98 |
1,126.10 |
| South Carolina |
702.37 |
318.08 |
207.09 |
1,093.97 |
16 |
1,021.90 |
16 |
7.1 |
930.76 |
870.57 |
827.30 |
| South Dakota |
333.44 |
244.47 |
327.11 |
721.67 |
48 |
696.09 |
47 |
3.7 |
652.30 |
624.52 |
599.12 |
| Tennessee |
477.07 |
355.01 |
163.83 |
855.78 |
34 |
821.49 |
35 |
4.2 |
778.80 |
753.73 |
739.21 |
| Texas |
659.47 |
442.88 |
269.90 |
1,152.25 |
14 |
1,096.82 |
14 |
5.1 |
1,008.91 |
934.22 |
905.64 |
| Utah |
601.77 |
309.20 |
127.53 |
941.14 |
24 |
891.08 |
28 |
5.6 |
829.39 |
792.20 |
764.44 |
| Vermont |
376.99 |
329.47 |
147.81 |
778.29 |
42 |
762.54 |
42 |
2.1 |
732.96 |
700.46 |
674.08 |
| Virginia |
492.68 |
316.05 |
148.25 |
853.78 |
35 |
820.58 |
36 |
4.0 |
785.59 |
756.46 |
743.72 |
| Washington |
689.18 |
312.65 |
118.19 |
1,035.34 |
18 |
994.89 |
18 |
4.1 |
935.35 |
890.18 |
872.91 |
| West Virginia |
521.74 |
350.20 |
224.86 |
938.71 |
25 |
914.16 |
24 |
2.7 |
897.94 |
883.34 |
876.13 |
| Wisconsin |
422.28 |
247.95 |
159.82 |
755.97 |
45 |
731.84 |
45 |
3.3 |
701.47 |
670.98 |
649.36 |
| Wyoming |
356.25 |
297.61 |
317.22 |
765.81 |
44 |
744.50 |
44 |
2.9 |
714.17 |
692.05 |
676.84 |
| United States |
$644.11 |
$377.62 |
$167.91 |
$1,056.55 |
|
$1,006.33 |
|
5.0% |
$945.02 |
$896.66 |
$869.47 |
(1) Ranked highest to lowest by average expenditure.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2021 National Association of Insurance Commissioners (NAIC). |
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