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Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2020 (1)

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  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
Alabama 16,288 33 16,321 $4,819,371 $22,032
Mississippi 14,397 250 14,647 2,406,870 26,155
North Carolina 201,178 9,557 210,735 78,198,588 348,265
South Carolina 16,498 250 16,748 5,193,668 32,829
Texas 187,529 7,924 195,453 55,009,638 369,601
Total 435,890 18,014 453,904 $145,628,135 $798,882
(1) The Florida and Louisiana Beach Plans merged with their FAIR Plans, see chart, Insurance Provided By FAIR Plans By State. (2) Exposure is the estimate of the aggregate value of all insurance in force in each state’s Beach and Windstorm Plan in all lines (except liability, where applicable, and crime) for 12 months ending September through December. Source: Property Insurance Plans Service Office (PIPSO).