| Top 10 Most Expensive And Least Expensive States For Homeowners Insurance Premiums, 2019 (1) |
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| Rank |
Most expensive states |
Average expenditure |
Rank |
Least expensive states |
Average expenditure |
| 1 |
Louisiana |
$2,037 |
1 |
Oregon |
$727 |
| 2 |
Oklahoma |
2,000 |
2 |
Utah |
743 |
| 3 |
Florida |
1,988 |
3 |
Wisconsin |
750 |
| 4 |
Texas (2) |
1,982 |
4 |
Nevada |
791 |
| 4 |
Rhode Island |
1,731 |
5 |
Idaho |
799 |
| 5 |
Mississippi |
1,622 |
6 |
Arizona |
850 |
| 6 |
Colorado |
1,618 |
7 |
Ohio |
853 |
| 7 |
Massachusetts |
1,617 |
8 |
Delaware |
908 |
| 8 |
Nebraska |
1,564 |
9 |
Washington |
908 |
| 9 |
Connecticut |
1,531 |
10 |
Iowa |
913 |
(1) Based on the HO-3 homeowner package policy for owner-occupied dwellings, 1 to 4 family units. Provides all risks coverage (except those specifically excluded in the policy) on buildings and broad named-peril coverage on personal property, and is the most common package written.
(2) Texas data were obtained from the Texas Department of Insurance.
Source: © 2022 National Association of Insurance Commissioners (NAIC). Further reprint or distribution strictly prohibited without written permission of NAIC. |
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