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Top 10 Writers Of Earthquake Insurance By Direct Premiums Written, 2021

($000)

Rank Group/company Direct premiums written (1) Market share (2)
1 California Earthquake Authority (3) $917,219 19.5%
2 FM Global  505,904 10.8
3 State Farm 305,289 6.5
4 Zurich Insurance Group 296,818 6.3
5 Palomar Specialty Insurance Co. 244,104 5.2
6 Chubb Ltd. 182,593 3.9
7 Travelers Companies Inc. 166,716 3.6
8 Sompo Holdings Inc. 138,969 3.0
9 American International Group (AIG) 128,598 2.7
10 Liberty Mutual 119,260 2.5
(1) Before reinsurance transactions, includes state funds. (2) Based on U.S. total, includes territories. (3) California Earthquake DWP obtained from its financial statements reported on its website. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.