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Earthquake Insurance, Direct Premiums Written by State, 2021 (1)

($000)

Rank State Direct premiums written ($000)
1 California $1,785,290
2 Washington   320,039
3 Oregon 147,066
4 Missouri 128,488
5 Tennessee 120,359
6 Illinois 106,857
7 Utah 103,740
8 New York 70,488
9 Kentucky 62,189
10 South Carolina 53,211
11 Indiana 52,305
12 Texas 51,709
13 Nevada 51,172
14 Alaska 48,988
15 Arkansas 46,122
16 Ohio 39,630
17 Massachusetts 36,681
18 Florida 33,389
19 Virginia 29,451
20 Georgia 29,077
21 New Jersey 26,484
22 Pennsylvania 26,063
23 Mississippi 25,389
24 Hawaii 23,509
25 Maryland 21,482
26 Oklahoma 19,762
27 North Carolina 17,941
28 Arizona 17,012
29 Colorado 16,251
30 Michigan 12,479
31 Kansas 11,896
32 Alabama 11,509
33 Connecticut 10,172
34 Idaho 9,054
35 Wisconsin 8,992
36 Montana 8,959
37 Minnesota 8,410
38 Louisiana 6,734
39 Iowa 6,607
40 New Mexico 5,307
41 Wyoming 5,291
42 New Hampshire 5,072
43 Washington, DC 4,989
44 Rhode Island 3,646
45 Maine 3,272
46 Nebraska 2,683
47 Vermont 1,830
48 Delaware 1,673
49 West Virginia 1,449
50 North Dakota 1,090
51 South Dakota 805
  United States $3,642,061
(1) Includes the California Earthquake Authority, a state fund. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.