| Average Expenditures For Auto Insurance By State, 2015-2019 |
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| |
2019 |
2018 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expenditure |
Rank (1) |
Average
expenditure |
Rank (1) |
Average
expenditure
percent change
2018-2019 |
2017 |
2016 |
2015 |
| Alabama |
$527.20 |
$390.19 |
$180.11 |
$932.14 |
29 |
$906.36 |
31 |
2.8% |
$857.56 |
$791.39 |
$739.93 |
| Alaska |
584.90 |
401.87 |
155.11 |
991.09 |
21 |
965.45 |
23 |
2.7 |
931.43 |
911.37 |
915.59 |
| Arizona |
662.55 |
327.86 |
208.38 |
1,063.93 |
18 |
1,049.00 |
17 |
1.4 |
997.60 |
926.76 |
877.11 |
| Arkansas |
484.37 |
372.65 |
240.54 |
897.92 |
32 |
899.11 |
32 |
-0.1 |
849.37 |
781.00 |
742.44 |
| California |
627.77 |
495.18 |
96.53 |
1,051.79 |
19 |
1,033.97 |
19 |
1.7 |
965.05 |
898.84 |
840.66 |
| Colorado |
704.82 |
332.26 |
298.01 |
1,174.87 |
14 |
1,133.14 |
15 |
3.7 |
1,052.61 |
945.59 |
869.84 |
| Connecticut |
799.45 |
412.78 |
134.01 |
1,237.55 |
11 |
1,217.25 |
11 |
1.7 |
1,168.79 |
1,108.67 |
1,074.96 |
| Delaware |
897.87 |
354.76 |
136.31 |
1,289.93 |
9 |
1,291.51 |
8 |
-0.1 |
1,224.85 |
1,173.97 |
1,146.45 |
| D.C. |
819.36 |
539.48 |
221.94 |
1,440.58 |
4 |
1,429.36 |
3 |
0.8 |
1,336.73 |
1,258.46 |
1,206.03 |
| Florida |
997.20 |
355.69 |
153.00 |
1,414.17 |
5 |
1,427.23 |
4 |
-0.9 |
1,353.35 |
1,262.25 |
1,190.50 |
| Georgia |
829.86 |
420.60 |
180.37 |
1,259.49 |
10 |
1,218.18 |
10 |
3.4 |
1,134.33 |
1,006.28 |
929.72 |
| Hawaii |
478.83 |
370.53 |
106.29 |
839.87 |
37 |
829.16 |
37 |
1.3 |
804.05 |
780.42 |
761.06 |
| Idaho |
433.66 |
270.36 |
142.89 |
738.10 |
48 |
722.14 |
47 |
2.2 |
679.28 |
633.40 |
599.02 |
| Illinois |
521.11 |
351.27 |
144.65 |
939.64 |
26 |
918.82 |
27 |
2.3 |
899.62 |
852.81 |
811.40 |
| Indiana |
444.98 |
288.97 |
138.86 |
777.05 |
43 |
771.23 |
43 |
0.8 |
747.98 |
705.52 |
671.16 |
| Iowa |
350.31 |
250.96 |
221.72 |
714.86 |
49 |
700.70 |
49 |
2.0 |
674.93 |
635.99 |
608.94 |
| Kansas |
426.14 |
285.92 |
286.48 |
818.99 |
39 |
806.67 |
39 |
1.5 |
768.50 |
719.73 |
708.98 |
| Kentucky |
609.98 |
307.91 |
168.11 |
935.61 |
27 |
951.86 |
24 |
-1.7 |
910.99 |
840.04 |
801.75 |
| Louisiana |
1,023.91 |
485.01 |
252.34 |
1,557.22 |
1 |
1,549.98 |
1 |
0.5 |
1,449.48 |
1,328.80 |
1,254.37 |
| Maine |
375.40 |
297.60 |
115.26 |
696.37 |
51 |
687.47 |
50 |
1.3 |
668.07 |
646.64 |
619.16 |
| Maryland |
749.18 |
430.21 |
168.01 |
1,236.61 |
12 |
1,211.87 |
12 |
2.0 |
1,150.74 |
1,081.81 |
1,020.68 |
| Massachusetts |
664.92 |
447.05 |
149.86 |
1,182.69 |
13 |
1,167.16 |
13 |
1.3 |
1,136.60 |
1,096.53 |
1,058.50 |
| Michigan |
979.47 |
478.54 |
162.01 |
1,495.94 |
2 |
1,471.65 |
2 |
1.7 |
1,361.65 |
1,304.11 |
1,268.10 |
| Minnesota |
502.32 |
274.20 |
214.55 |
892.17 |
33 |
872.82 |
33 |
2.2 |
841.11 |
809.56 |
791.72 |
| Mississippi |
544.43 |
364.63 |
238.95 |
975.58 |
23 |
973.86 |
22 |
0.2 |
933.01 |
879.13 |
840.48 |
| Missouri |
527.59 |
318.44 |
223.94 |
929.91 |
30 |
916.77 |
29 |
1.4 |
872.16 |
807.52 |
758.33 |
| Montana |
437.69 |
286.02 |
313.27 |
834.86 |
38 |
825.90 |
38 |
1.1 |
784.76 |
730.99 |
704.70 |
| Nebraska |
431.71 |
272.97 |
269.19 |
807.30 |
40 |
796.89 |
41 |
1.3 |
768.22 |
722.68 |
693.87 |
| Nevada |
925.71 |
374.59 |
119.19 |
1,292.52 |
8 |
1,262.25 |
9 |
2.4 |
1,143.54 |
1,062.42 |
1,012.70 |
| New Hampshire |
442.52 |
334.15 |
120.48 |
864.35 |
34 |
848.17 |
36 |
1.9 |
824.77 |
801.96 |
775.17 |
| New Jersey |
958.31 |
422.29 |
129.97 |
1,395.53 |
6 |
1,385.53 |
6 |
0.7 |
1,351.08 |
1,306.73 |
1,274.30 |
| New Mexico |
584.25 |
315.88 |
222.43 |
932.67 |
28 |
915.74 |
30 |
1.8 |
871.03 |
819.68 |
794.54 |
| New York |
932.46 |
469.82 |
172.85 |
1,445.30 |
3 |
1,425.39 |
5 |
1.4 |
1,350.50 |
1,303.15 |
1,245.32 |
| North Carolina |
392.06 |
344.07 |
138.40 |
741.70 |
47 |
727.09 |
46 |
2.0 |
693.13 |
666.37 |
639.01 |
| North Dakota |
312.30 |
284.09 |
264.98 |
703.73 |
50 |
686.09 |
51 |
2.6 |
662.31 |
639.13 |
637.24 |
| Ohio |
447.86 |
303.55 |
131.37 |
802.72 |
41 |
802.21 |
40 |
0.1 |
784.51 |
743.12 |
714.47 |
| Oklahoma |
504.79 |
338.87 |
270.19 |
908.95 |
31 |
918.03 |
28 |
-1.0 |
898.48 |
854.78 |
826.43 |
| Oregon |
684.81 |
281.69 |
109.76 |
990.00 |
22 |
990.30 |
21 |
0.0 |
962.41 |
889.03 |
831.80 |
| Pennsylvania |
548.58 |
383.01 |
171.18 |
992.33 |
20 |
996.64 |
20 |
-0.4 |
966.22 |
915.96 |
881.13 |
| Rhode Island |
918.30 |
491.19 |
141.03 |
1,382.64 |
7 |
1,348.83 |
7 |
2.5 |
1,300.64 |
1,230.90 |
1,170.98 |
| South Carolina |
715.26 |
317.95 |
211.29 |
1,114.90 |
16 |
1,098.57 |
16 |
1.5 |
1,025.22 |
930.76 |
870.57 |
| South Dakota |
337.11 |
248.09 |
347.61 |
745.33 |
46 |
721.76 |
48 |
3.3 |
696.09 |
652.30 |
624.52 |
| Tennessee |
479.43 |
353.43 |
168.07 |
863.39 |
35 |
858.20 |
34 |
0.6 |
823.28 |
778.80 |
753.73 |
| Texas |
650.17 |
434.46 |
285.56 |
1,143.85 |
15 |
1,152.25 |
14 |
-0.7 |
1,096.82 |
1,008.91 |
934.22 |
| Utah |
615.15 |
308.40 |
127.15 |
954.14 |
24 |
941.19 |
25 |
1.4 |
891.08 |
829.39 |
792.20 |
| Vermont |
374.06 |
333.38 |
148.88 |
785.37 |
42 |
777.93 |
42 |
1.0 |
762.54 |
732.96 |
700.46 |
| Virginia |
491.51 |
323.76 |
149.42 |
861.18 |
36 |
855.75 |
35 |
0.6 |
821.42 |
785.59 |
756.46 |
| Washington |
705.11 |
325.38 |
121.13 |
1,066.84 |
17 |
1,035.59 |
18 |
3.0 |
994.88 |
935.35 |
890.18 |
| West Virginia |
515.20 |
352.97 |
225.50 |
946.03 |
25 |
938.78 |
26 |
0.8 |
914.16 |
897.94 |
883.34 |
| Wisconsin |
421.21 |
250.73 |
168.52 |
767.42 |
45 |
756.20 |
45 |
1.5 |
732.20 |
701.47 |
670.98 |
| Wyoming |
356.08 |
292.37 |
335.04 |
776.22 |
44 |
765.83 |
44 |
1.4 |
744.50 |
714.17 |
692.05 |
| United States |
$650.35 |
$381.43 |
$171.87 |
$1,070.47 |
|
$1,059.41 |
|
1.0% |
$1,008.52 |
$945.02 |
$896.66 |
(1) Ranked highest to lowest by average expenditure.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2022 National Association of Insurance Commissioners (NAIC). |
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