| Average Expenditures For Auto Insurance By State, 2016-2020 |
Ìý
|
| |
2020 |
2019 |
|
Average expenditure |
| State |
Liability |
Collision |
Compre-
hensive |
Average
expenditure |
Rank (1) |
Average
expenditure |
Rank (1) |
Average
expenditure
percent change
2019-2020 |
2018 |
2017 |
2016 |
| Alabama |
$517.20 |
$377.40 |
$185.53 |
$917.53 |
25 |
$926.78 |
30 |
-1.0% |
$906.76 |
$857.56 |
$791.39 |
| Alaska |
564.76 |
394.55 |
155.74 |
969.54 |
21 |
991.07 |
21 |
-2.2 |
965.45 |
931.43 |
911.37 |
| Arizona |
647.18 |
312.69 |
209.15 |
1042.21 |
18 |
1065.1 |
18 |
-2.1 |
1048.98 |
997.6 |
926.76 |
| Arkansas |
467.89 |
366.23 |
245.01 |
878.76 |
33 |
900.36 |
32 |
-2.4 |
901.11 |
849.37 |
781 |
| California |
618.24 |
501.64 |
97.26 |
1049.66 |
17 |
1051.79 |
19 |
-0.2 |
1033.97 |
965.05 |
898.84 |
| Colorado |
695.39 |
322.6 |
311.88 |
1171.95 |
13 |
1175.37 |
14 |
-0.3 |
1133.09 |
1052.61 |
945.61 |
| Connecticut |
790.92 |
399.56 |
138.94 |
1228.87 |
11 |
1236.49 |
11 |
-0.6 |
1217.06 |
1168.79 |
1108.66 |
| Delaware |
863.13 |
345.3 |
140.29 |
1252.35 |
9 |
1287.07 |
9 |
-2.7 |
1289.62 |
1224.85 |
1173.97 |
| D.C. |
794.22 |
528.49 |
224.27 |
1415.18 |
4 |
1439.92 |
4 |
-1.7 |
1429.39 |
1336.73 |
1258.46 |
| Florida |
974.1 |
328.39 |
156.01 |
1371.99 |
6 |
1414.11 |
5 |
-3.0 |
1427.17 |
1353.35 |
1262.25 |
| Georgia |
828.52 |
413.21 |
182.76 |
1254.83 |
8 |
1264.59 |
10 |
-0.8 |
1218.43 |
1134.33 |
1006.28 |
| Hawaii |
451.78 |
363.05 |
107.22 |
809.72 |
38 |
839.75 |
37 |
-3.6 |
829.01 |
804.05 |
780.42 |
| Idaho |
420.87 |
266.28 |
145.11 |
724.41 |
48 |
739.91 |
48 |
-2.1 |
722.02 |
679.28 |
633.37 |
| Illinois |
501.47 |
348.13 |
146.84 |
914.65 |
27 |
941.01 |
26 |
-2.8 |
919.14 |
899.62 |
853.14 |
| Indiana |
435.25 |
283.7 |
140.36 |
765.73 |
44 |
780.69 |
43 |
-1.9 |
771.04 |
747.98 |
705.52 |
| Iowa |
342.15 |
249.24 |
230.98 |
707.9 |
49 |
708.56 |
49 |
-0.1 |
700.67 |
674.93 |
641.41 |
| Kansas |
409.45 |
274.41 |
283.13 |
793.45 |
40 |
817.89 |
39 |
-3.0 |
806.96 |
768.5 |
719.78 |
| Kentucky |
592.94 |
289.46 |
169.18 |
908.57 |
29 |
947.47 |
25 |
-4.1 |
951.85 |
910.99 |
840.04 |
| Louisiana |
978.77 |
452.29 |
253.8 |
1494.7 |
1 |
1560.01 |
1 |
-4.2 |
1549.82 |
1449.48 |
1328.78 |
| Maine |
372.04 |
293.79 |
123 |
703.81 |
50 |
696.54 |
51 |
1.0 |
687.26 |
668.06 |
646.64 |
| Maryland |
726.18 |
415.17 |
170.8 |
1201.21 |
12 |
1231.6 |
12 |
-2.5 |
1211.83 |
1150.74 |
1081.81 |
| Massachusetts |
648.92 |
449.71 |
149.81 |
1169.84 |
14 |
1182.69 |
13 |
-1.1 |
1167.16 |
1136.6 |
1096.53 |
| Michigan |
901.28 |
463.4 |
168.42 |
1418.5 |
3 |
1498.41 |
2 |
-5.3 |
1446.43 |
1361.65 |
1304.11 |
| Minnesota |
486.76 |
269.48 |
216.76 |
880.95 |
32 |
892.05 |
33 |
-1.2 |
873.48 |
841.11 |
810.21 |
| Mississippi |
539.79 |
362.89 |
246.11 |
979.23 |
20 |
977.79 |
23 |
0.1 |
973.74 |
933.01 |
879.13 |
| Missouri |
509.37 |
309.63 |
223.25 |
909.16 |
28 |
933.55 |
28 |
-2.6 |
917.4 |
872.16 |
807.52 |
| Montana |
431.04 |
289.74 |
309.68 |
833.9 |
37 |
836.54 |
38 |
-0.3 |
825.9 |
784.76 |
730.97 |
| Nebraska |
417.97 |
270.64 |
268.82 |
795.86 |
39 |
807.47 |
40 |
-1.4 |
797.43 |
768.22 |
723.55 |
| Nevada |
899.24 |
351.18 |
115.8 |
1246.54 |
10 |
1292.63 |
8 |
-3.6 |
1262.24 |
1143.54 |
1062.42 |
| New Hampshire |
430.46 |
325.17 |
122.37 |
847.58 |
35 |
864.78 |
35 |
-2.0 |
847.79 |
824.77 |
801.96 |
| New Jersey |
903.11 |
406.58 |
132.04 |
1333.61 |
7 |
1389.7 |
6 |
-4.0 |
1379.68 |
1351.08 |
1306.73 |
| New Mexico |
560.94 |
308.95 |
219.93 |
905.1 |
30 |
932.7 |
29 |
-3.0 |
915.74 |
871.03 |
819.68 |
| New York |
922.89 |
454.74 |
176.64 |
1436.45 |
2 |
1443.53 |
3 |
-0.5 |
1425.22 |
1350.5 |
1303.14 |
| North Carolina |
395.81 |
329.98 |
154.91 |
753.37 |
45 |
754.42 |
46 |
-0.1 |
739.49 |
693.13 |
666.37 |
| North Dakota |
303.85 |
279.58 |
260.2 |
691.77 |
51 |
703.69 |
50 |
-1.7 |
687.91 |
662.31 |
640.19 |
| Ohio |
432.77 |
294.28 |
134.41 |
781.1 |
42 |
806.07 |
41 |
-3.1 |
802.02 |
784.51 |
743.12 |
| Oklahoma |
488.21 |
329.89 |
268.04 |
888.05 |
31 |
913.64 |
31 |
-2.8 |
920.32 |
898.48 |
854.81 |
| Oregon |
655.17 |
266.4 |
108.52 |
951.71 |
23 |
990.29 |
22 |
-3.9 |
990.24 |
962.41 |
889.03 |
| Pennsylvania |
527.9 |
373.67 |
174.17 |
969.32 |
22 |
996.52 |
20 |
-2.7 |
995.42 |
966.22 |
915.96 |
| Rhode Island |
912.94 |
493.81 |
148.9 |
1390.93 |
5 |
1383.89 |
7 |
0.5 |
1350 |
1300.64 |
1230.88 |
| South Carolina |
714.58 |
312.48 |
217.12 |
1113.06 |
15 |
1116.11 |
16 |
-0.3 |
1097.8 |
1025.22 |
930.76 |
| South Dakota |
325.36 |
246.11 |
353.1 |
738.59 |
47 |
745.23 |
47 |
-0.9 |
723.35 |
696.09 |
656.1 |
| Tennessee |
471.31 |
342.34 |
172.97 |
854.36 |
34 |
864.89 |
34 |
-1.2 |
858.37 |
823.28 |
778.8 |
| Texas |
611.54 |
411.65 |
279.44 |
1085.4 |
16 |
1143.91 |
15 |
-5.1 |
1152.46 |
1096.92 |
1009.02 |
| Utah |
605.38 |
297.89 |
125.75 |
937.38 |
24 |
954.56 |
24 |
-1.8 |
941.12 |
891.08 |
829.39 |
| Vermont |
367.12 |
329.94 |
155.06 |
785.81 |
41 |
783.69 |
42 |
0.3 |
777.86 |
762.54 |
732.96 |
| Virginia |
480.72 |
315.62 |
148.84 |
846.37 |
36 |
858.77 |
36 |
-1.4 |
855.55 |
821.42 |
785.59 |
| Washington |
680.84 |
313.67 |
120.72 |
1035.01 |
19 |
1068.37 |
17 |
-3.1 |
1035.59 |
994.88 |
935.35 |
| West Virginia |
495.2 |
342.93 |
226.86 |
915.49 |
26 |
939.14 |
27 |
-2.5 |
938.77 |
914.16 |
897.94 |
| Wisconsin |
406.82 |
244.82 |
170.05 |
752.98 |
46 |
767.65 |
45 |
-1.9 |
756.05 |
732.2 |
702.67 |
| Wyoming |
343.13 |
282.47 |
351.65 |
769.63 |
43 |
777.12 |
44 |
-1.0 |
765.8 |
744.5 |
714.17 |
| United States |
$631.19 |
$370.73 |
$174.26 |
$1,047.11 |
|
$1,071.41 |
|
-2.3% |
$1,059.24 |
$1,008.53 |
$945.22 |
(1) Ranked highest to lowest by average expenditure.
Note: Average expenditure=Total written premium/liability car years. A car year is equal to 365 days of insured coverage for a single vehicle. The NAIC does not rank state average expenditures and does not endorse any conclusion drawn from these data.
Source: © 2023 National Association of Insurance Commissioners (NAIC). |
|