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Earthquake Insurance, Direct Premiums Written by State, 2022 (1)

($000)

Rank State Direct premiums written ($000)
1 California $2,959,391
2 Washington   365,264
3 Oregon 162,088
4 Missouri 137,690
5 Tennessee 128,858
6 Utah 117,289
7 Illinois 114,174
8 New York 94,656
9 South Carolina 61,840
10 Nevada 61,117
11 Texas 58,502
12 Kentucky 56,610
13 Alaska 55,277
14 Indiana 54,399
15 Arkansas 50,713
16 Florida 46,594
17 New Jersey 46,115
18 Massachusetts 42,252
19 Ohio 40,693
20 Mississippi 28,094
21 Virginia 27,889
22 Pennsylvania 27,387
23 Hawaii 25,630
24 North Carolina 23,483
25 Georgia 22,143
26 Arizona 19,644
27 Oklahoma 18,979
28 Colorado 17,161
29 Maryland 16,951
30 Connecticut 13,895
31 Michigan 11,282
32 Alabama 10,516
33 Kansas 10,405
34 Idaho 10,239
35 Wisconsin 9,754
36 Montana 9,447
37 Louisiana 7,723
38 Iowa 7,435
39 Wyoming 6,402
40 Minnesota 6,128
41 Washington, DC 5,514
42 New Mexico 4,857
43 Rhode Island 3,521
44 Nebraska 2,996
45 Maine 2,782
46 New Hampshire 2,759
47 Vermont 1,926
48 Delaware 1,912
49 West Virginia 1,691
50 South Dakota 928
51 North Dakota 925
  United States $5,013,915
(1) Includes the California Earthquake Authority, a state fund. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.