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COMMERCIAL MULTIPLE PERIL INSURANCE, 2000-2009
Total ($000)
Year Net premiums written (1) Annual percent change Year Net premiums written (1) Annual percent change
2000 $19,775,709 4.5% 2005 $29,632,702 2.0%
2001 22,228,737 12.4 2006 31,778,223 7.2
2002 25,420,947 14.4 2007 31,176,150 -1.9
2003 27,341,259 7.6 2008 30,223,949 -3.1
2004 29,049,443 6.2 2009 28,867,150 -4.5
      
Nonliability Portion ($000)
Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual
point
change (3)		 Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual
point
change (3)
2000 $11,498,544 11.7% 115.0 -7.2 pts. 2005 $17,651,824 4.1% 93.9 -3.9 pts.
2001 12,961,921 12.7 116.6 1.6 2006 18,353,917 4.0 83.9 -10.0
2002 15,171,942 17.1 99.5 -17.1 2007 18,210,567 -0.8 89.9 6.0
2003 16,279,252 7.3 89.0 -10.4 2008 18,152,673 -0.3 108.2 18.3
2004 16,949,099 4.1 97.8 8.7 2009 17,841,541 -1.7 99.0 -9.2
          
Liability Portion ($000)
Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual
point
change (3)		 Year Net premiums
written (1)		 Annual percent
change		 Combined
ratio (2)		 Annual
point
change (3)
2000 $8,277,165 -4.1% 114.9 1.7 pts. 2005 $11,980,878 -1.0% 102.0 -3.0 pts.
2001 9,266,816 12.0 120.9 6.0 2006 13,424,306 12.0 105.3 3.3
2002 10,249,005 10.6 113.1 -7.8 2007 12,965,583 -3.4 95.4 -9.9
2003 11,062,007 7.9 116.2 3.1 2008 12,071,276 -6.9 97.7 2.3
2004 12,100,344 9.4 105.0 -11.1 2009 11,025,609 -8.7 94.2 -3.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.