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DEFENSE COSTS AND COST CONTAINMENT EXPENSES AS A PERCENT OF INCURRED LOSSES, 2009-2011 (1)

($000)

  2009 2010 2011
  Amount As a percent of
incurred losses
Amount As a percent of
incurred losses
Amount As a percent of
incurred losses
Products liability $1,029,911 86.2% $895,591 57.0% $1,140,722 73.4%
Medical malpractice 1,886,557 57.2 1,809,027 61.4 1,795,637 57.6
Commercial multiple peril (2) 1,799,507 43.7 1,880,945 44.7 1,897,812 37.6
Other liability 5,174,214 24.8 5,289,524 25.6 4,456,024 25.3
Workers compensation 2,407,144 10.8 2,492,866 11.2 3,089,083 12.7
Commercial auto liability 963,574 10.3 929,063 10.6 961,042 10.3
Private passenger auto liability 3,928,788 6.3 3,946,431 6.2 3,959,017 6.2
All liability lines $17,189,695 13.9% $17,243,447 13.8% $17,299,337 13.8%

(1) Net of reinsurance, excluding state funds.
(2) Liability portion only.

Source: SNL Financial LC.