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Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2023

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Rank State Value of claims Number of claims Average cost per claim
1 Florida $104,544,285 6,003 $17,416
2 Georgia 87,110,761 5,161 16,877
3 Texas 194,288,888 4,664 41,654
4 California 83,367,791 4,608 18,090
5 Alabama 54,981,756 3,508 15,673
6 Louisiana 35,167,375 3,050 11,529
7 North Carolina 35,544,243 2,881 12,337
8 New York 50,785,848 2,458 20,659
9 Pennsylvania 27,219,044 2,214 12,296
10 Tennessee 39,792,330 2,136 18,630
  Top 10 States $712,802,320 36,684 19,431
Source: Insurance Information Institute, State Farm®.