| Year |
Net premiums written (1) |
Annual percent change |
Combined ratio (2) |
Annual point change (3) |
| 2002 |
$997,147 |
17.8% |
67.3 |
-33.5 pts. |
| 2003 |
1,043,414 |
4.6 |
55.7 |
-11.6 |
| 2004 |
1,095,733 |
5.0 |
48.6 |
-7.1 |
| 2005 |
1,098,776 |
0.3 |
50.8 |
2.1 |
| 2006 |
1,306,553 |
18.9 |
35.2 |
-15.6 |
| 2007 |
1,247,776 |
-4.5 |
29.9 |
-5.3 |
| 2008 |
1,250,258 |
0.2 |
33.8 |
3.9 |
| 2009 |
1,285,609 |
2.8 |
32.5 |
-1.3 |
| 2010 |
1,436,182 |
11.7 |
45.7 |
13.2 |
| 2011 |
1,458,994 |
1.6 |
57.0 |
11.3 |
(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
Source: SNL Financial LC. |